Apple Pay has finally made its debut in India after a long wait, giving iPhone, iPad and Apple Watch users a new way to make contactless payments. Apple has entered India’s digital payments space with its popular tap-to-pay service, offering another option alongside the country’s widely used UPI and banking apps.
The launch comes at a time when digital payments continue to evolve rapidly in India, with users and businesses closely following changes in payment rules, convenience and charges. With Apple Pay now available, Apple users can make payments using compatible devices instead of carrying their physical credit cards.
Apple Pay Launches in India With Axis Bank
For its initial rollout in India, Apple has partnered with Axis Bank. Eligible Axis Bank customers can currently add supported Visa and Mastercard credit cards to Apple Pay.
The service is available on supported iPhone, iPad and Apple Watch models. Apple has also confirmed that Mac support will be introduced in India soon.
How Does Apple Pay Work?
Apple Pay uses NFC (Near Field Communication) technology to enable contactless payments. Users can simply bring their compatible Apple device close to an NFC-enabled point-of-sale (POS) terminal to complete a transaction.
According to Apple, users do not need to enter a PIN or OTP at checkout for these tap-to-pay transactions. The payment can be completed by authenticating the transaction on the Apple device and tapping it on a compatible payment terminal.
Is Apple Pay Safe?
Apple says it does not store the actual card number on the device or on its servers. Instead, a unique Device Account Number is assigned to the card and encrypted before being stored in the device’s Secure Element.
The actual card number is not shared with merchants during transactions. Apple also says it does not retain transaction information that can be traced back to the user.
How to Add an Axis Bank Card to Apple Pay?
Eligible Axis Bank customers can add their supported Visa or Mastercard credit cards through the latest Axis Bank app.
Users can also open the Apple Wallet app, tap the “+” option and follow the on-screen instructions to add an eligible card.
With Apple Pay now available in India, Apple users have another contactless payment option that combines their existing credit cards with the convenience of supported Apple devices.
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